Archive #57876

Metadata

Bill Number: SB26-134
HTTP Status: 200
Valid JSON: Valid
Archived At: 2026-04-27 13:22:10 MDT
Created At: 2026-04-27 13:22:10 MDT

Parsed JSON

{
  "votes": [],
  "active": "T",
  "origin": "Senate",
  "lls_num": "26-0672",
  "session": "2026A",
  "subject": [
    "Financial Services & Commerce"
  ],
  "bill_num": "SB26-134",
  "sponsors": [
    {
      "id": "MD001",
      "title": "Representative",
      "s_type": "Prime Sponsor",
      "chamber": "House",
      "full_name": "Monica Duran",
      "last_name": "Duran",
      "first_name": "Monica",
      "sponsor_order": "3"
    },
    {
      "id": "JM002",
      "title": "Representative",
      "s_type": "Prime Sponsor",
      "chamber": "House",
      "full_name": "Julie McCluskie",
      "last_name": "McCluskie",
      "first_name": "Julie",
      "sponsor_order": "4"
    },
    {
      "id": "MB003",
      "title": "Representative",
      "s_type": "Additional Sponsor",
      "chamber": "House",
      "full_name": "Max Brooks",
      "last_name": "Brooks",
      "first_name": "Max"
    },
    {
      "id": "KB002",
      "title": "Representative",
      "s_type": "Additional Sponsor",
      "chamber": "House",
      "full_name": "Kyle Brown",
      "last_name": "Brown",
      "first_name": "Kyle"
    },
    {
      "id": "MF002",
      "title": "Representative",
      "s_type": "Additional Sponsor",
      "chamber": "House",
      "full_name": "Meg Froelich",
      "last_name": "Froelich",
      "first_name": "Meg"
    },
    {
      "id": "LG003",
      "title": "Representative",
      "s_type": "Additional Sponsor",
      "chamber": "House",
      "full_name": "Lorena García",
      "last_name": "García",
      "first_name": "Lorena"
    },
    {
      "id": "KN001",
      "title": "Representative",
      "s_type": "Additional Sponsor",
      "chamber": "House",
      "full_name": "Kenny Nguyen",
      "last_name": "Nguyen",
      "first_name": "Kenny"
    },
    {
      "id": "LS004",
      "title": "Representative",
      "s_type": "Additional Sponsor",
      "chamber": "House",
      "full_name": "Lesley Smith",
      "last_name": "Smith",
      "first_name": "Lesley"
    },
    {
      "id": "TS002",
      "title": "Representative",
      "s_type": "Additional Sponsor",
      "chamber": "House",
      "full_name": "Tammy Story",
      "last_name": "Story",
      "first_name": "Tammy"
    },
    {
      "id": "JW003",
      "title": "Representative",
      "s_type": "Additional Sponsor",
      "chamber": "House",
      "full_name": "Jenny Willford",
      "last_name": "Willford",
      "first_name": "Jenny"
    },
    {
      "id": "SW001",
      "title": "Representative",
      "s_type": "Additional Sponsor",
      "chamber": "House",
      "full_name": "Steven Woodrow",
      "last_name": "Woodrow",
      "first_name": "Steven"
    },
    {
      "id": "WL001",
      "title": "Senator",
      "s_type": "Prime Sponsor",
      "chamber": "Senate",
      "full_name": "William Lindstedt",
      "last_name": "Lindstedt",
      "first_name": "William",
      "sponsor_order": "1"
    },
    {
      "id": "IJ001",
      "title": "Senator",
      "s_type": "Prime Sponsor",
      "chamber": "Senate",
      "full_name": "Iman Jodeh",
      "last_name": "Jodeh",
      "first_name": "Iman",
      "sponsor_order": "2"
    },
    {
      "id": "JA002",
      "title": "Senator",
      "s_type": "Additional Sponsor",
      "chamber": "Senate",
      "full_name": "Judy Amabile",
      "last_name": "Amabile",
      "first_name": "Judy"
    },
    {
      "id": "DR001",
      "title": "Senator",
      "s_type": "Additional Sponsor",
      "chamber": "Senate",
      "full_name": "Dylan Roberts",
      "last_name": "Roberts",
      "first_name": "Dylan"
    },
    {
      "id": "MW001",
      "title": "Senator",
      "s_type": "Additional Sponsor",
      "chamber": "Senate",
      "full_name": "Mike Weissman",
      "last_name": "Weissman",
      "first_name": "Mike"
    }
  ],
  "bill_files": [
    {
      "url": "https://www.leg.state.co.us/CLICS/CLICS2026A/csl.nsf/0/3128CBA865C05D9287258D5D005612E7/$File/134_01.pdf",
      "date": "03/04/2026",
      "label": "Introduced",
      "url_html": "",
      "lastModified": "03/04/2026 03:25:27 PM"
    }
  ],
  "committees": [
    {
      "id": "S_BLT_2026A",
      "name": "Business, Labor, & Technology",
      "chamber": "Senate"
    }
  ],
  "long_title": "Concerning the imposition of fees by payment card networks. ",
  "bill_status": "Senate Second Reading",
  "short_title": "Payment Card Networks' Fees",
  "bill_summary": "<html><body><p>The bill states that a payment card network, which is an entity that routes information and data for electronic payment transactions, whether directly or indirectly, shall not:</p><ul><li>Establish, charge, or include in a fee schedule an interchange fee if:</li><li>The interchange fee is or includes a percentage multiplied by the gross dollar amount of a transaction conducted with a debit card or credit card; and<li>The fee does not exclude from the gross dollar amount of the transaction any amount attributable to a tax on the transaction; or</li><li>Increase the rate or amount of fees that apply to the nontax portion of a transaction in an attempt to, or in a manner that would, circumvent the aforementioned prohibition. </li></ul><p>The bill exempts electronic payment transactions involving a debit card or credit card issued by a person, or agent of a person, that issues a debit card or credit card to a cardholder (issuer) that:</p><ul><li>Did not, during any point in the previous calendar year, hold consolidated worldwide banking and nonbanking assets, including assets of affiliates, other than trust assets under management, of more than $60 billion; or <li>As of February 1, 2026, had contracted to brand the card with the brand of a financial institution chartered or authorized to do business in this state that did not, during any point in the previous calendar year, hold consolidated worldwide banking and nonbanking assets, including assets of affiliates, other than trust assets under management, of more than $60 billion.</li></ul>An issuer that satisfies either of these exemption descriptions must identify to a payment card network all of the issuer's debit cards and credit cards that are used for exempted transactions, and the payment card network shall not, whether directly or indirectly through an agent, contract, requirement, condition, penalty, technological specification, or inducement or otherwise:</p><ul><li>Deny such a card access to transaction processing systems; or<li>Impose any fee increase or penalty on the issuer or on a financial institution branded on the card for any costs of upgrades or configurations to payment and processing systems that may be necessary to comply with the bill with respect to such cards.</li></ul><p>A payment card network is deemed to be in compliance with the requirements of the bill if the payment card network satisfies certain conditions.</p><p>If a payment card network violates the bill's prohibitions, a merchant, consumer, or other person that is injured as a result of the violation may bring a civil action against the payment card network. The bill sets forth the penalties to be awarded in such an action.</p><p><i>(Note: This summary applies to this bill as introduced.)</i></p></body></html>",
  "progress_bar": [
    {
      "end": "F",
      "label": "Introduced",
      "position": 1
    },
    {
      "end": "F",
      "label": "Under Consideration",
      "position": 2
    }
  ],
  "special_type": "",
  "bill_category": "Consumer & Commercial Transactions",
  "allow_testimony": "F",
  "amendment_files": [
    {
      "url": "https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/9A13F89F9CC64A8587258DE60061C179/SB134_L.033.pdf",
      "date": "04/27/2026 12:19:56 PM",
      "vote": "Passed**",
      "chamber": "Senate",
      "hearing": "Second Reading",
      "url_html": "https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/9A13F89F9CC64A8587258DE60061C179/SB134_L_033.html",
      "amendment": "L.033"
    },
    {
      "url": "https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/2A19199EE0B509F887258DE6006249C6/SB134_L.034.pdf",
      "date": "04/27/2026 12:17:56 PM",
      "vote": "Lost**",
      "chamber": "Senate",
      "hearing": "Second Reading",
      "url_html": "https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/2A19199EE0B509F887258DE6006249C6/SB134_L_034.html",
      "amendment": "L.034"
    },
    {
      "url": "https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/DBCF1CD67C96689D87258DE600620E56/SB134_L.035.pdf",
      "date": "04/27/2026 12:14:29 PM",
      "vote": "Lost**",
      "chamber": "Senate",
      "hearing": "Second Reading",
      "url_html": "https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/DBCF1CD67C96689D87258DE600620E56/SB134_L_035.html",
      "amendment": "L.035"
    },
    {
      "url": "https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/C1E1F8A30296985387258DDF00501439/SB134_L.031.pdf",
      "date": "04/27/2026 11:47:16 AM",
      "vote": "Passed**",
      "chamber": "Senate",
      "hearing": "Second Reading",
      "url_html": "https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/C1E1F8A30296985387258DDF00501439/SB134_L_031.html",
      "amendment": "L.031"
    },
    {
      "url": "https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/E9E887CC5B4FC25887258DDC005F02B1/SB134_L.029.pdf",
      "date": "04/27/2026 11:32:46 AM",
      "vote": "Passed**",
      "chamber": "Senate",
      "hearing": "Second Reading",
      "url_html": "https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/E9E887CC5B4FC25887258DDC005F02B1/SB134_L_029.html",
      "amendment": "L.029"
    },
    {
      "url": "https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/541BDD5F054DDBC987258DB80051B3BC/SB134_L.002.pdf",
      "date": "03/12/2026 01:26:44 PM",
      "vote": "Lost",
      "chamber": "Senate",
      "hearing": "SEN Business, Labor, & Technology",
      "url_html": "https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/541BDD5F054DDBC987258DB80051B3BC/SB134_L_002.html",
      "amendment": "L.002"
    },
    {
      "url": "https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/EE93305AF2745AF987258DB80051A10E/SB134_L.001.pdf",
      "date": "03/12/2026 01:24:06 PM",
      "vote": "Lost",
      "chamber": "Senate",
      "hearing": "SEN Business, Labor, & Technology",
      "url_html": "https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/EE93305AF2745AF987258DB80051A10E/SB134_L_001.html",
      "amendment": "L.001"
    }
  ],
  "full_bill_topic": "Payment Card Networks' Fees",
  "long_bill_files": [],
  "GHG_report_files": [],
  "preamended_files": [],
  "bill_sub_category": "Consumer Credit",
  "fiscal_note_files": [
    {
      "url": "https://www.leg.state.co.us/CLICS/CLICS2026A/csl.nsf/0/3128CBA865C05D9287258D5D005612E7/$File/SB134_00.pdf",
      "date": "03/10/2026",
      "label": "FN1",
      "url_html": "",
      "lastModified": "03/24/2026 12:03:16 PM",
      "label_detailed": "Initial Fiscal Note"
    }
  ],
  "is_budget_package": "No",
  "session_laws_files": "",
  "summarized_history": [
    {
      "date": "04/24/2026",
      "action": "Senate Second Reading Laid Over to 04/27/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "04/20/2026",
      "action": "Senate Second Reading Laid Over to 04/24/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "04/17/2026",
      "action": "Senate Second Reading Laid Over to 04/20/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "04/13/2026",
      "action": "Senate Second Reading Laid Over to 04/17/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "04/10/2026",
      "action": "Senate Second Reading Laid Over to 04/13/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "04/09/2026",
      "action": "Senate Second Reading Laid Over to 04/10/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "04/08/2026",
      "action": "Senate Second Reading Laid Over to 04/09/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "04/07/2026",
      "action": "Senate Second Reading Laid Over to 04/08/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "04/06/2026",
      "action": "Senate Second Reading Laid Over to 04/07/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "04/02/2026",
      "action": "Senate Second Reading Laid Over to 04/06/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "04/01/2026",
      "action": "Senate Second Reading Laid Over to 04/02/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "03/31/2026",
      "action": "Senate Second Reading Laid Over to 04/01/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "03/30/2026",
      "action": "Senate Second Reading Laid Over to 03/31/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "03/26/2026",
      "action": "Senate Second Reading Laid Over to 03/30/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "03/25/2026",
      "action": "Senate Second Reading Laid Over to 03/26/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "03/24/2026",
      "action": "Senate Second Reading Laid Over to 03/25/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "03/23/2026",
      "action": "Senate Second Reading Laid Over to 03/24/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "03/20/2026",
      "action": "Senate Second Reading Laid Over to 03/23/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "03/19/2026",
      "action": "Senate Second Reading Laid Over to 03/20/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "03/18/2026",
      "action": "Senate Second Reading Laid Over to 03/19/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "03/17/2026",
      "action": "Senate Second Reading Laid Over to 03/18/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "03/16/2026",
      "action": "Senate Second Reading Laid Over to 03/17/2026 - No Amendments",
      "location": "Senate"
    },
    {
      "date": "03/12/2026",
      "action": "Senate Committee on Business, Labor, & Technology Refer Unamended to Senate Committee of the Whole",
      "location": "Senate"
    },
    {
      "date": "03/04/2026",
      "action": "Introduced In Senate - Assigned to Business, Labor, & Technology",
      "location": "Senate"
    }
  ],
  "research_note_files": [],
  "bill_sub_sub_category": "Agreement Regulation",
  "committee_report_files": [
    {
      "url": "https://www.leg.state.co.us/CLICS/CLICS2026A/csl.nsf/0/3128CBA865C05D9287258D5D005612E7/$File/SB134_S_BLT_001.pdf",
      "date": "03/12/2026",
      "label": "S_BLT_2026A",
      "url_html": "https://www.leg.state.co.us/CLICS/CLICS2026A/csl.nsf/0/3128CBA865C05D9287258D5D005612E7/$File/SB134_S_BLT_001.html",
      "lastModified": "03/12/2026 03:20:26 PM"
    }
  ],
  "demographic_note_files": [],
  "updated_bill_summary_files": [],
  "budget_staff_analysis_files": [],
  "first_chamber_third_reading_date": "",
  "second_chamber_third_reading_date": ""
}

Raw Response

{"bill_num":"SB26-134","lls_num":"26-0672","origin":"Senate","short_title":"Payment Card Networks' Fees","full_bill_topic":"Payment Card Networks' Fees","long_title":"Concerning the imposition of fees by payment card networks. ","special_type":"","bill_category":"Consumer & Commercial Transactions","bill_sub_category":"Consumer Credit","bill_sub_sub_category":"Agreement Regulation","is_budget_package":"No","subject":["Financial Services & Commerce"],"bill_status":"Senate Second Reading","sponsors":[{"id":"MD001","title":"Representative","first_name":"Monica","last_name":"Duran","full_name":"Monica Duran","s_type":"Prime Sponsor","chamber":"House","sponsor_order":"3"},{"id":"JM002","title":"Representative","first_name":"Julie","last_name":"McCluskie","full_name":"Julie McCluskie","s_type":"Prime Sponsor","chamber":"House","sponsor_order":"4"},{"id":"MB003","title":"Representative","first_name":"Max","last_name":"Brooks","full_name":"Max Brooks","s_type":"Additional Sponsor","chamber":"House"},{"id":"KB002","title":"Representative","first_name":"Kyle","last_name":"Brown","full_name":"Kyle Brown","s_type":"Additional Sponsor","chamber":"House"},{"id":"MF002","title":"Representative","first_name":"Meg","last_name":"Froelich","full_name":"Meg Froelich","s_type":"Additional Sponsor","chamber":"House"},{"id":"LG003","title":"Representative","first_name":"Lorena","last_name":"García","full_name":"Lorena García","s_type":"Additional Sponsor","chamber":"House"},{"id":"KN001","title":"Representative","first_name":"Kenny","last_name":"Nguyen","full_name":"Kenny Nguyen","s_type":"Additional Sponsor","chamber":"House"},{"id":"LS004","title":"Representative","first_name":"Lesley","last_name":"Smith","full_name":"Lesley Smith","s_type":"Additional Sponsor","chamber":"House"},{"id":"TS002","title":"Representative","first_name":"Tammy","last_name":"Story","full_name":"Tammy Story","s_type":"Additional Sponsor","chamber":"House"},{"id":"JW003","title":"Representative","first_name":"Jenny","last_name":"Willford","full_name":"Jenny Willford","s_type":"Additional Sponsor","chamber":"House"},{"id":"SW001","title":"Representative","first_name":"Steven","last_name":"Woodrow","full_name":"Steven Woodrow","s_type":"Additional Sponsor","chamber":"House"},{"id":"WL001","title":"Senator","first_name":"William","last_name":"Lindstedt","full_name":"William Lindstedt","s_type":"Prime Sponsor","chamber":"Senate","sponsor_order":"1"},{"id":"IJ001","title":"Senator","first_name":"Iman","last_name":"Jodeh","full_name":"Iman Jodeh","s_type":"Prime Sponsor","chamber":"Senate","sponsor_order":"2"},{"id":"JA002","title":"Senator","first_name":"Judy","last_name":"Amabile","full_name":"Judy Amabile","s_type":"Additional Sponsor","chamber":"Senate"},{"id":"DR001","title":"Senator","first_name":"Dylan","last_name":"Roberts","full_name":"Dylan Roberts","s_type":"Additional Sponsor","chamber":"Senate"},{"id":"MW001","title":"Senator","first_name":"Mike","last_name":"Weissman","full_name":"Mike Weissman","s_type":"Additional Sponsor","chamber":"Senate"}],"committees":[{"id":"S_BLT_2026A","chamber":"Senate","name":"Business, Labor, & Technology"}],"first_chamber_third_reading_date":"","second_chamber_third_reading_date":"","summarized_history":[{"date":"04/24/2026","location":"Senate","action":"Senate Second Reading Laid Over to 04/27/2026 - No Amendments"},{"date":"04/20/2026","location":"Senate","action":"Senate Second Reading Laid Over to 04/24/2026 - No Amendments"},{"date":"04/17/2026","location":"Senate","action":"Senate Second Reading Laid Over to 04/20/2026 - No Amendments"},{"date":"04/13/2026","location":"Senate","action":"Senate Second Reading Laid Over to 04/17/2026 - No Amendments"},{"date":"04/10/2026","location":"Senate","action":"Senate Second Reading Laid Over to 04/13/2026 - No Amendments"},{"date":"04/09/2026","location":"Senate","action":"Senate Second Reading Laid Over to 04/10/2026 - No Amendments"},{"date":"04/08/2026","location":"Senate","action":"Senate Second Reading Laid Over to 04/09/2026 - No Amendments"},{"date":"04/07/2026","location":"Senate","action":"Senate Second Reading Laid Over to 04/08/2026 - No Amendments"},{"date":"04/06/2026","location":"Senate","action":"Senate Second Reading Laid Over to 04/07/2026 - No Amendments"},{"date":"04/02/2026","location":"Senate","action":"Senate Second Reading Laid Over to 04/06/2026 - No Amendments"},{"date":"04/01/2026","location":"Senate","action":"Senate Second Reading Laid Over to 04/02/2026 - No Amendments"},{"date":"03/31/2026","location":"Senate","action":"Senate Second Reading Laid Over to 04/01/2026 - No Amendments"},{"date":"03/30/2026","location":"Senate","action":"Senate Second Reading Laid Over to 03/31/2026 - No Amendments"},{"date":"03/26/2026","location":"Senate","action":"Senate Second Reading Laid Over to 03/30/2026 - No Amendments"},{"date":"03/25/2026","location":"Senate","action":"Senate Second Reading Laid Over to 03/26/2026 - No Amendments"},{"date":"03/24/2026","location":"Senate","action":"Senate Second Reading Laid Over to 03/25/2026 - No Amendments"},{"date":"03/23/2026","location":"Senate","action":"Senate Second Reading Laid Over to 03/24/2026 - No Amendments"},{"date":"03/20/2026","location":"Senate","action":"Senate Second Reading Laid Over to 03/23/2026 - No Amendments"},{"date":"03/19/2026","location":"Senate","action":"Senate Second Reading Laid Over to 03/20/2026 - No Amendments"},{"date":"03/18/2026","location":"Senate","action":"Senate Second Reading Laid Over to 03/19/2026 - No Amendments"},{"date":"03/17/2026","location":"Senate","action":"Senate Second Reading Laid Over to 03/18/2026 - No Amendments"},{"date":"03/16/2026","location":"Senate","action":"Senate Second Reading Laid Over to 03/17/2026 - No Amendments"},{"date":"03/12/2026","location":"Senate","action":"Senate Committee on Business, Labor, & Technology Refer Unamended to Senate Committee of the Whole"},{"date":"03/04/2026","location":"Senate","action":"Introduced In Senate - Assigned to Business, Labor, & Technology"}],"progress_bar":[{"position":1,"label":"Introduced","end":"F"},{"position":2,"label":"Under Consideration","end":"F"}],"active":"T","session":"2026A","allow_testimony":"F","long_bill_files":[],"bill_files":[{"date":"03/04/2026","lastModified":"03/04/2026 03:25:27 PM","label":"Introduced","url":"https://www.leg.state.co.us/CLICS/CLICS2026A/csl.nsf/0/3128CBA865C05D9287258D5D005612E7/$File/134_01.pdf","url_html":""}],"fiscal_note_files":[{"date":"03/10/2026","lastModified":"03/24/2026 12:03:16 PM","label":"FN1","label_detailed":"Initial Fiscal Note","url":"https://www.leg.state.co.us/CLICS/CLICS2026A/csl.nsf/0/3128CBA865C05D9287258D5D005612E7/$File/SB134_00.pdf","url_html":""}],"research_note_files":[],"budget_staff_analysis_files":[], "preamended_files":[],"committee_report_files":[{"date":"03/12/2026","lastModified":"03/12/2026 03:20:26 PM","label":"S_BLT_2026A","url":"https://www.leg.state.co.us/CLICS/CLICS2026A/csl.nsf/0/3128CBA865C05D9287258D5D005612E7/$File/SB134_S_BLT_001.pdf","url_html":"https://www.leg.state.co.us/CLICS/CLICS2026A/csl.nsf/0/3128CBA865C05D9287258D5D005612E7/$File/SB134_S_BLT_001.html"}],"updated_bill_summary_files":[],"demographic_note_files":[],"GHG_report_files":[],"bill_summary":"<html><body><p>The bill states that a payment card network, which is an entity that routes information and data for electronic payment transactions, whether directly or indirectly, shall not:</p><ul><li>Establish, charge, or include in a fee schedule an interchange fee if:</li><li>The interchange fee is or includes a percentage multiplied by the gross dollar amount of a transaction conducted with a debit card or credit card; and<li>The fee does not exclude from the gross dollar amount of the transaction any amount attributable to a tax on the transaction; or</li><li>Increase the rate or amount of fees that apply to the nontax portion of a transaction in an attempt to, or in a manner that would, circumvent the aforementioned prohibition. </li></ul><p>The bill exempts electronic payment transactions involving a debit card or credit card issued by a person, or agent of a person, that issues a debit card or credit card to a cardholder (issuer) that:</p><ul><li>Did not, during any point in the previous calendar year, hold consolidated worldwide banking and nonbanking assets, including assets of affiliates, other than trust assets under management, of more than $60 billion; or <li>As of February 1, 2026, had contracted to brand the card with the brand of a financial institution chartered or authorized to do business in this state that did not, during any point in the previous calendar year, hold consolidated worldwide banking and nonbanking assets, including assets of affiliates, other than trust assets under management, of more than $60 billion.</li></ul>An issuer that satisfies either of these exemption descriptions must identify to a payment card network all of the issuer's debit cards and credit cards that are used for exempted transactions, and the payment card network shall not, whether directly or indirectly through an agent, contract, requirement, condition, penalty, technological specification, or inducement or otherwise:</p><ul><li>Deny such a card access to transaction processing systems; or<li>Impose any fee increase or penalty on the issuer or on a financial institution branded on the card for any costs of upgrades or configurations to payment and processing systems that may be necessary to comply with the bill with respect to such cards.</li></ul><p>A payment card network is deemed to be in compliance with the requirements of the bill if the payment card network satisfies certain conditions.</p><p>If a payment card network violates the bill's prohibitions, a merchant, consumer, or other person that is injured as a result of the violation may bring a civil action against the payment card network. The bill sets forth the penalties to be awarded in such an action.</p><p><i>(Note: This summary applies to this bill as introduced.)</i></p></body></html>","amendment_files":[{"chamber":"Senate","date":"04/27/2026 12:19:56 PM","amendment":"L.033","hearing":"Second Reading","vote":"Passed**","url":"https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/9A13F89F9CC64A8587258DE60061C179/SB134_L.033.pdf","url_html":"https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/9A13F89F9CC64A8587258DE60061C179/SB134_L_033.html"},{"chamber":"Senate","date":"04/27/2026 12:17:56 PM","amendment":"L.034","hearing":"Second Reading","vote":"Lost**","url":"https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/2A19199EE0B509F887258DE6006249C6/SB134_L.034.pdf","url_html":"https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/2A19199EE0B509F887258DE6006249C6/SB134_L_034.html"},{"chamber":"Senate","date":"04/27/2026 12:14:29 PM","amendment":"L.035","hearing":"Second Reading","vote":"Lost**","url":"https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/DBCF1CD67C96689D87258DE600620E56/SB134_L.035.pdf","url_html":"https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/DBCF1CD67C96689D87258DE600620E56/SB134_L_035.html"},{"chamber":"Senate","date":"04/27/2026 11:47:16 AM","amendment":"L.031","hearing":"Second Reading","vote":"Passed**","url":"https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/C1E1F8A30296985387258DDF00501439/SB134_L.031.pdf","url_html":"https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/C1E1F8A30296985387258DDF00501439/SB134_L_031.html"},{"chamber":"Senate","date":"04/27/2026 11:32:46 AM","amendment":"L.029","hearing":"Second Reading","vote":"Passed**","url":"https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/E9E887CC5B4FC25887258DDC005F02B1/SB134_L.029.pdf","url_html":"https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/E9E887CC5B4FC25887258DDC005F02B1/SB134_L_029.html"},{"chamber":"Senate","date":"03/12/2026 01:26:44 PM","amendment":"L.002","hearing":"SEN Business, Labor, & Technology","vote":"Lost","url":"https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/541BDD5F054DDBC987258DB80051B3BC/SB134_L.002.pdf","url_html":"https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/541BDD5F054DDBC987258DB80051B3BC/SB134_L_002.html"},{"chamber":"Senate","date":"03/12/2026 01:24:06 PM","amendment":"L.001","hearing":"SEN Business, Labor, & Technology","vote":"Lost","url":"https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/EE93305AF2745AF987258DB80051A10E/SB134_L.001.pdf","url_html":"https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2026A/amendments/EE93305AF2745AF987258DB80051A10E/SB134_L_001.html"}],"session_laws_files":"","votes":[]}